In an environment characterized by low capital market interest rates and facing ever-increasing statutory requirements for capital adequacy and transparency, the market has very specific demands on the providers of retirement solutions. Efficient use of capital to clients is a very important competitive factor in the future.

Customized service

Especially for providers of insurance-based retirement arrangements, we offer a pool of services and solutions from which we create tailor-made concepts and solutions for our customers:

• Business analysis,
• Process consulting,
• Data migration (IMPAQ Migration Method ^® (IMM)),
• ASP and BPO service offerings. 

Our employees have extensive expertise in the domain of insurance-based pension plans and may contribute to the success of your business.

Inventory management and pension management

Our solutions (e.g. administer) are tailored to the inventory management needs of life insurers and pension funds and consider the specific requirements for providers of retirement arrangement.

The products support all three layers of local pension schemes:

• Base pension (1st layer),
• Riester pension (2nd layer),
• Company pension (2nd layer),
• Private pension (3rd layer).

As a pension management provider, IMPAQ operates a platform (administer) for the administration of time accounts and CTA models. This solution allows you to expand your pension service offering without making large infrastructure investments.